Which of the following is typically covered under additional Section I coverages?

Landlord Furnishings is typically covered under additional Section I coverages in a homeowners insurance policy. This coverage specifically provides protection for items that a homeowner may leave within a rental unit, including furniture and appliances, when renting out a portion of their home or a separate property. Since landlords retain ownership of these items while tenants live in the space, protecting them against risks like theft or damage is an important aspect of the insurance policy.

Other options, such as theft of personal items, while also potentially covered under a typical homeowners policy, are not categorized under additional Section I coverages specifically for landlords. Flood damage is generally excluded from standard homeowners insurance policies and would require a separate flood insurance policy to be covered. Likewise, natural disaster damage is often subject to specific exclusions, depending on the type of disaster, and may not necessarily fit under the additional coverage sections in a standard policy. Thus, landlord furnishings is the most relevant and correct answer in the context of additional Section I coverages.