Which of the following covers other structures on a property under a homeowners policy?

Coverage B is designed specifically to cover other structures on a property that are not attached to the main dwelling. This includes structures such as detached garages, sheds, fences, and other similar buildings. It's important to recognize that this coverage is distinct from Coverage A, which pertains solely to the main structure of the home itself. Coverage C addresses personal property contained within the home, like furniture and appliances, while Coverage D deals with loss of use of the property, providing coverage for additional living expenses if the home is uninhabitable due to a covered loss. Therefore, Coverage B is the appropriate option for insuring other structures situated on the property.