Which coverage provides help for personal belongings in a homeowners policy?

Coverage C in a homeowners insurance policy is specifically designed to cover personal property. This includes personal belongings such as furniture, electronics, clothing, and other items not permanently attached to the dwelling. It protects these items from risks such as theft, fire, and certain types of damage, subject to the terms and conditions of the policy.

In the context of a homeowners insurance policy, Coverage A typically refers to the dwelling itself, covering the structure of the home. Coverage B is associated with other structures, such as garages and sheds that are not attached to the main dwelling. Coverage D addresses loss of use, providing financial assistance if the homeowner is unable to live in the home due to a covered loss. Thus, Coverage C stands out as the section that specifically addresses protection for personal belongings within the home.