What percentage does Coverage D represent after the Mobilehome Endorsement is added?

Coverage D in a homeowners insurance policy generally pertains to Loss of Use, which helps cover additional living expenses that you might incur if you are unable to live in your home due to a covered loss, such as a fire or natural disaster. When a Mobilehome Endorsement is added to a policy, Coverage D typically reflects a percentage of Coverage A, which represents the dwelling itself.

In this case, the correct answer indicates that Coverage D will be 30% of Coverage A following the inclusion of the Mobilehome Endorsement. This means if Coverage A is established at a certain dollar amount, Coverage D would provide up to 30% of that amount for additional living expenses. This coverage percentage is standard and reflects the policy's intent to provide adequate support for homeowners in the event they need alternative accommodation while repairs are being made to their mobile home.

Understanding this percentage is crucial for homeowners to ensure they have enough coverage to handle living expenses during a period of displacement. It’s important to review your policy details and modifications like the Mobilehome Endorsement to fully grasp how these changes affect your coverage limits and to ensure your protection needs are effectively met.