What is protected under Coverage B in homeowners policies?

Coverage B in homeowners insurance policies specifically pertains to structures on your property that are not considered your primary residence. This includes items such as detached garages, sheds, fences, and other outbuildings. The significance of this coverage lies in its ability to protect these additional structures from risks like fire, storms, and vandalism, providing homeowners with peace of mind that all aspects of their property are safeguarded.

The other options refer to different types of coverage within homeowners insurance. Your primary residence is typically covered under Coverage A, while personal belongings inside the house fall under Coverage C. Valuables, such as jewelry, may have special coverage considerations and could also require additional endorsements for adequate protection. Understanding the distinctions between these coverage types helps homeowners ensure they have the right protection for all aspects of their property.